SIP Calculator & SWP Calculator – Smart Tools for Smarter Investments

Hi everyone,

If you’ve started your mutual fund journey or are planning to, then you’ve probably come across terms like SIP and SWP. But how do you actually plan your investments and withdrawals with confidence? That’s where the SIP Calculator and SWP Calculator come in — two tools that every investor should use.

SIP Calculator: Grow Your Wealth Systematically

A SIP (Systematic Investment Plan) is a disciplined way to invest a fixed amount regularly into mutual funds. The SIP Calculator helps you plan this better by estimating the maturity amount you’ll receive based on your monthly investment, expected rate of return, and duration.

For example, if you invest ₹10,000 per month for 15 years at an average return of 12%, the SIP Calculator will show you the future value of your investment. It helps you see if you’re saving enough for your goals—be it a house, retirement, or your child’s education. It takes the guesswork out of planning and motivates you to stay consistent with your SIPs.

SWP Calculator: Plan Your Withdrawals Wisely

Once you’ve accumulated a good corpus, you might want to start withdrawing regularly. That’s where the SWP (Systematic Withdrawal Plan) helps. The SWP Calculator tells you how long your investment will last if you withdraw a fixed amount periodically, or how much you can withdraw each month to make your money last a certain number of years.

Say you have ₹20 lakhs invested and want to withdraw ₹25,000 every month. The SWP Calculator will estimate how long this amount will last depending on the rate of return. This is especially useful for retirees or those who want a steady income stream without breaking their investments all at once.

Why These Calculators Matter

Both the SIP Calculator and SWP Calculator are free, easy to use, and available on most investment platforms. They give clarity, reduce uncertainty, and help you plan your financial future with confidence.

Whether you're starting to invest or planning your retirement income, these tools ensure that every rupee works efficiently.

Start using them today and see the difference they make in your financial journey!